Metaphorically Speaking…
Credit debt is like a big sack of dog poo that you have to carry around all the time. It’s always at the back of your mind and you can’t wait to get rid of it. It totally stinks up the place and people can just tell that you are carrying some majorly malodorous baggage around. You try to get help with your sack of poo and use your credit card company.They are gracious enough to carry it for a while but then they secretly add more poo and give it back to you. Oh yeah, and in trying to "lighten your load", you try to set it on fire to get the insurance money. But, it is a well known fact that flaming sacks of dog poo are not a good idea. Alas, thus are the woes of credit card debt. It totally stinks and you can’t really get it off your back.